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US Negative Equity is improving but there is still a large fat tail risk that wags the dog.

The jobs lost in the US construction sector have been a significant contributor to the decline in aggregate wage levels.

The distribution of US Negative Equity is still skewed in the wrong direction.

HOPE Floats increasing US Homeloan modifications but foreclosures were still up 5% in July.

CoreLogic: July Home Prices See Biggest Monthly Jump Since 2006

The bubble in US student loans and the dropout rate of young people from the labourforce suggests a huge systemic fraud at the taxpayers' expense.