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Roadblocks To The American Dream. Prospective home buyers face numerous challenges when it comes to achieving the #American #Dream of #homeownership, but obstacles remain and often vary among ethnic groups. Among those who plan to buy a home, the biggest challenges home buyers face are: 29% saving for a down payment, 27% lack of inventory, 22% access to credit and financing and 19% personal debt. www.NancyVillasenor.com