I like this as a general guide to novel structure. However many resources I've read warn against getting too locked into a single script or pattern like this. Sometimes you need to save the climax for the last two pages, and sometimes you need the action to start on the first page (and fill in 'setup' stuff later).
You need some jobs for your characters, but you don't which one ? In such cases you need lists of possible labors. Here is an example of a list. ( And I can assure you it helps you a lot ) SIMPLY WRITING TIP #9