I like the look of this outfit (but with flat boots). I love the idea of the oversized sweater, but fear it wouldn't like right on my frame. Also, the jeans might be a little to skinny/tight for my liking.
Dump all the leather, all silly busy cheap looking. Black leggings, this shirt or a turtleneck like it/ a black shirt or black turtleneck. Like the sweater but not the stripes. Plain in ivory, Rich deep red, or deep purple or black. Cowl in the same shades or the cowl in raspberry or fuchsia. Black shoes or boots. Dangles to match the cowl. I like to stick to the specific hues, in 4 different pieces that I can interchange at will.