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Most homeowners have no clue how to file for an insurance claim, even when it is something as simple as a fire damage claim. Without understanding your insurance policy, and the various types of fire and smoke damage that are covered under your policy can cost you your home, wipe out your savings and set you back financially by several years.

Most homeowners have no clue how to file for an insurance claim, even when it is something as simple as a fire damage claim. Without understanding your insurance policy, and the various types of fire and smoke damage that are covered under your policy can cost you your home, wipe out your savings and set you back financially by several years.

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