7. Stop paying bank fees There’s no reason to spend $3 every time you take out cash, or to pay 3% when you buy stuff abroad. You know, unless you like wasting money. Get a no-fee debit card and credit card. The Charles Schwab ATM card reimburses all ATM fees, and the Capital One Venture credit card doesn't charge foreign transaction fees. You can sign up for those online -- but check with your local bank to see if it offers any no-fee cards, too.
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