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A to do list is a personal productivity tool. It is the easiest and most effective tool. Think about the things you need to do, write them using a system you trust. This will make your mind free.  In this article I am going to show what is my system to write and make to-do lists.

A to do list is a personal productivity tool. It is the easiest and most effective tool. Think about the things you need to do, write them using a system you trust. This will make your mind free. In this article I am going to show what is my system to write and make to-do lists.

Keeping a budget is vital for saving money and preparing for the future. But it is hard sometimes to look at our finances with a sharp eye because money (or lackthereof) is a scary thing. It's easier to use a happy blend of digital and paper systems to help you create and keep your perfect budget. For me, a pen and paper financial planner is just what I need to stay on it and take my finances seriously.

Keeping a budget is vital for saving money and preparing for the future. But it is hard sometimes to look at our finances with a sharp eye because money (or lackthereof) is a scary thing. It's easier to use a happy blend of digital and paper systems to help you create and keep your perfect budget. For me, a pen and paper financial planner is just what I need to stay on it and take my finances seriously.

Having a no-spend weekend can save some serious money! Here are 35 things to do that don't cost a dime (plus a free printable).

Having a no-spend weekend can save some serious money! Here are 35 things to do that don't cost a dime (plus a free printable).

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