It's hard trying to save money when you're already living paycheck to paycheck. This article provides reasonable solutions to help you overcome the cycle of living paycheck to paycheck. Read and save for reference. You'll be glad you did. via @lifeandabudget
The Only Way to Budget if You Have No Savings. I'm so glad I found this! I had no idea there was a free option better than the paid budgeting programs. Perfect timing since we just found out the exact amount of debt we have. We really need this!