3 Hard Retirement Truths Facing Baby Boomers: Here's 3) Harboring mixed feelings - We have a bifurcated economic recovery. Some people feel like the Great Recession ended years ago, while others feel it's still in process. 40% of boomers believe the Great Recession has not yet ended, and 13% say they "may never recover." This leads to mixed feelings about retirement. - Wall Street Cheat Sheet

3 Hard Retirement Truths Facing Baby Boomers: Here's 1) Having to work longer or forever - Employment is no longer a taboo retirement activity. 65% of Baby Boomer workers plan to work past age 65 or do not plan to retire at all

The Best (and Worst) Countries for Retirement Planning -- The Cheat Sheet

Scaling back at work in the years right before you leave for good is called "phased retirement," and it's catching on.

3 Hard Retirement Truths Facing Baby Boomers: Here's 2) Getting by with less - A crippling combination of stagnant wages, stock market crashes, and poor savings habits have tarnished boomers' so-called golden years. 44% of boomer workers expect their standard of living to stay the same when they retire, and 41% expect a decline. A mere 8% anticipate an increase in living standards in retirement.

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