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http://ethanvanderbuilt.com/2014/08/16/legalshield-prepaid-legal-scam-opinion/ The LegalShield / Pre-Paid business opportunity is a product based pyramid scheme. The cancellation rate for plans is close to 50% for the first year. More than 75% of sales representatives do not sell more than one plan. The available commission for each Vested Associate in 2010 was only $261 per year. On average commissions paid are divided between 8 people.