The Only Way to Budget if You Have No Savings. I'm so glad I found this! I had no idea there was a free option better than the paid budgeting programs. Perfect timing since we just found out the exact amount of debt we have. We really need this!
An easy way to save money One of my favorite budget tips - we saved 26% on electricy with this one trick! Tried and true money saving idea that's kept our utility bill low even years later! :: DontWastetheCrumbs.com