Show your kids this amazing comparison chart to illustrate the power of starting early when it comes to investing. Then open a Roth IRA as soon as they earn W2 income. (See: http://blog.famzoo.com/2011/04/pave-road-to-retirement-for-your.html)
"The best teachers are those who show you where to look but don't tell you what to see." This handmade embroidery hoop by Pixiecraft with an inspirational quote would make a great gift for a special teacher.