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diy….home management binder based on dave ramsey’s spending categories. Pin now read later…I’m sure it will be useful!

How to Budget Your Life in Under an Hour. Just fill in these blanks. So easy!


Getting out of debt, living on a budget, common sense ways to manage your finances. I even took the classes - it's great!


9 step by step instructions on how to create a budget worksheet in excel


Woo Hoo! The Kocher Team was quoted in Dave Ramsey's Recent Newsletter about Flipping Houses...Check it out!

from Well Kept Wallet

What Are Dave Ramsey's Baby Steps and Why Do They Work?

I want to follow these steps after I graduate this year. But I consider paying of the mortgage as the final part of step 2. Pay off student loans, any credit card debt, home loan, then move on to step 3. Plus without a mortgage I have more money to go into savings, children's college funds, etc.