How to opt out of getting preapproved credit card offers in the mail. Go to OptOutPrescreen.com or call 888-567-8688. This website is a joint venture of the credit bureaus that lets you tell them you don't want their junk mail! You'll be required to give your SS number. That's how credit bureaus track people; this is a legitimate request. If you're doing this online, be sure to select "Electronic Opt-Out for Five Years" option. The default selection will actually sign you up for more junk…
Once you’ve completed step 1 (reviewing your credit reports) it’s time to draft and send your letters of dispute. The back-and-forth debt validation process can prove a lengthy one, but the potential benefit of deletion is well worth the time and effort. It’s simply a matter of being diligent, patient, and organized in the process. Here's how.
You’ll probably send most of your credit repair letters to the credit bureaus or collection agencies. However, there are a couple of scenarios in which it’s appropriate to send a letter to the original creditor. Do either of these apply to you? http://www.creditinfocenter.com/wordpress/2016/10/13/two-times-good-idea-send-credit-repair-letter-original-creditor/
As much as you may want errors removed from your credit reports, nobody wants to sit down and write the necessary dispute letters to the credit bureaus. Thankfully, you don’t really have to. Instead, use our collection of form letters, which you can edit to fit the circumstances of your situation: http://www.creditinfocenter.com/wordpress/2016/10/07/mistake-credit-reports-4-free-dispute-letters-can-send-credit-bureaus/
The Sweeping Changes That Could Raise Your Credit Score
Under a major overhaul by the credit bureaus announced Monday, unpaid medical bills will be treated differently and errors on your credit report could become easier to fix. The changes, applauded by consumer advocates, come as a result of an agreement between the big three credit bureaus, Experian, Equifax and TransUnion, and New York Attorney General Eric [...]
One out of four Americans has an error on their credit report. But contacting someone at the three credit bureaus to help fix the mistake is notoriously difficult. Good, simple tip to help you contact a credit bureau to fix your credit. Need to remember this.
The UNITY Visa Secured Credit Card is the perfect credit card for people with bad credit, or for those looking to rebuild their credit. The UNITY Visa Card reports to all three credit bureaus and offers a fixed rate. You can manage your account online and begin to establish your credit history or get your credit back on track.
The Internet has changed just about everything, and that includes the world of credit reports and credit repair. Consumers can now access their credit files online and even initiate disputes through credit bureau websites. Of course, the centerpiece of credit repair is the dispute letter. Today I want to address a frequent question on whether or not to use the online dispute option (now available with all three credit bureaus).