Get started as fast as you possibly can at generating wealth and building your dream life. You can do it even at 80 years old but better to do it at 20. My oldest son is 16 and he had already started his path towards success. Heck my 6 year old has 7 bank accounts and is in the middle of planning her second business. Point of all this... It is never to early or to late. Double tap if you agree!
Most of us have two accounts - one saving, one checking. Have you ever considered opening MORE accounts to help you organize your money better? If not, then you should! For my husband and I this is one of the single easiest things we did to get us out of our scary financial situation...and fast.